【雙語財(cái)訊】財(cái)富保值成首要目標(biāo) 黃金或?qū)⑽喔邇糁等巳?/h1>

來源：中國(guó)日?qǐng)?bào)網(wǎng) 2023-12-18 16:40

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世界黃金協(xié)會(huì)發(fā)布的《中國(guó)高凈值人群黃金投資需求洞察》顯示，在外部環(huán)境不確定性加大的情況下，財(cái)富保值與安全當(dāng)下成為高凈值人群財(cái)富管理的首要目標(biāo)。調(diào)研發(fā)現(xiàn)，黃金在最受高凈值人群歡迎的資產(chǎn)中排名第五，約29%的高凈值人士配置了黃金，亦有61%的高凈值人士表示有意向投資黃金。

 

 

Gold holdings will increase among Chinese high net-worth individuals next year as uncertainties loom in capital markets, experts said, as wealth preservation and security top their asset management priorities.

專家指出，由于資本市場(chǎng)的不確定性，明年中國(guó)高凈值人群的黃金持有量將增加，財(cái)富保值與安全已成為這部分人群的首要財(cái)富管理目標(biāo)。

 

According to a report released by the World Gold Council earlier this month, among the Chinese affluent, wealth preservation and security exceeded in importance to increasing the value of their wealth.

中國(guó)黃金協(xié)會(huì)本月早些時(shí)候發(fā)布的一份報(bào)告指出，對(duì)于中國(guó)高凈值人群而言，財(cái)富保值與安全比財(cái)富增值更重要。

 

This is based on a survey of 218 wealthy Chinese with an average personal investable asset of 6 million yuan ($837,670), aged over 40 and with a minimum investment experience of two years.

該報(bào)告是基于一項(xiàng)對(duì)擁有超過600萬元可投資資產(chǎn)、年齡超過40歲以及投資經(jīng)驗(yàn)超過兩年的218名高凈值人士進(jìn)行的調(diào)研。

 

According to the survey, the majority — 90 percent — have either invested or expressed willingness to invest in the yellow metal, said the report.

報(bào)告稱，調(diào)研發(fā)現(xiàn)，大多數(shù)（90%）高凈值人士配置了黃金或表示有意向投資黃金。

 

Jia Shuchang, a senior analyst from the WGC, said stability is currently the major wealth management purpose, and this has intensified after the COVID-19 pandemic.

世界黃金協(xié)會(huì)資深分析師賈舒暢指出，疫情放開之后，大家的理財(cái)目標(biāo)和心態(tài)主要以求穩(wěn)為主。

 

The stress on security is reflected by their investment choices.

這種求穩(wěn)的心態(tài)也反映在他們的投資選擇上。

 

While cash and savings crowned the list of asset management choices, onshore insurance came in second, followed by A shares and investable properties.

現(xiàn)金和儲(chǔ)蓄成為了最受高凈值人群歡迎的資產(chǎn)，在岸保險(xiǎn)排名第二，其后是A股和投資性房地產(chǎn)。

 

Gold is the fifth most popular asset management option at present, according to the WGC report.

根據(jù)中國(guó)黃金協(xié)會(huì)的報(bào)告，黃金在最受高凈值人群歡迎的資產(chǎn)中排名第五。

 

"As a globally accepted asset, gold's advantages in higher liquidity and risk diversification have increased its appeal to the rich group," said Jia.

賈舒暢表示：“作為全球性資產(chǎn)，黃金流動(dòng)性高、避險(xiǎn)及分散風(fēng)險(xiǎn)的特點(diǎn)，能夠吸引更多的高凈值人群。”

 

Uncertainties will abound in the capital markets next year, including tightening liquidity, geopolitical conflicts and an increasingly noticeable trend of de-globalization.

2024年資本市場(chǎng)充斥著不確定性，包括金融市場(chǎng)流動(dòng)性持續(xù)收緊、地緣政治沖突以及愈演愈烈的“去全球化”趨勢(shì)等因素。

 

Making investment portfolios more defensive will be especially important against this backdrop, he added.

賈舒暢指出，在這一背景下，增強(qiáng)投資組合的防御性變得尤為重要。

 

The WGC said gold prices surged nearly 10 percent in 2022 at a time when the benchmark Shanghai Composite Index slid over 15 percent and the renminbi depreciated more than 8 percent.

中國(guó)黃金協(xié)會(huì)稱，2022年黃金價(jià)格上漲了近10%，與此同時(shí)上證綜合指數(shù)全年跌幅超15%，人民幣貶值超8%。

 

The bullish performance continued this year, with prices of yuan-denominated gold spiking over 16 percent during the first 10 months of 2023 despite soaring interest rates and aggravated systemic financial risks worldwide.

盡管人民幣匯率飆升，全球系統(tǒng)性金融風(fēng)險(xiǎn)加劇，2023年黃金牛市仍在持續(xù)，1-10月人民幣金價(jià)同比增長(zhǎng)超16%。

 

Both spot and futures prices of the precious metal crossed the $2,100 mark on Dec 4 to hit new highs.

12月4日，國(guó)際黃金期貨、現(xiàn)貨價(jià)格雙雙突破2100美元關(guān)口，創(chuàng)下新高。

 

Allocating 6 to 10 percent of their investable assets to gold, the rich group usually considers gold as a long-term investment target, holding it for six to 10 years, according to the WGC.

根據(jù)中國(guó)黃金協(xié)會(huì)的報(bào)告，高凈值人群整體傾向于長(zhǎng)期持有黃金，以 6-10 年為主；黃金配置比例為其可投資金融資產(chǎn)的6%-10%。

 

Physical gold, especially 100-gram and 20-gram gold bars, is especially favored by affluent Chinese, as these are easy to carry and can be converted to cash more quickly.

實(shí)物黃金尤其是100克和20克黃金最受高凈值人群歡迎，因?yàn)檫@種克重的黃金便攜且變現(xiàn)快。

 

According to the WGC, demand for gold bars and coins in China surged to 82 metric tons in the third quarter despite soaring gold prices, representing the strongest third-quarter performance since 2018.

中國(guó)黃金協(xié)會(huì)數(shù)據(jù)顯示，盡管金價(jià)暴漲，今年三季度中國(guó)國(guó)內(nèi)金條與金幣總需求飆升至82噸，這是自2018年以來最強(qiáng)勁的三季度表現(xiàn)。

 

In the first nine months, China's demand for gold bars and coins reached 197 tons, up 26 percent year-on-year, said the WGC.

中國(guó)黃金協(xié)會(huì)稱，今年1-9月，國(guó)內(nèi)金條和金幣總需求達(dá)到197噸，較2022年同期增長(zhǎng)26%。

 

Meanwhile, China's total demand for gold jewelry reached 481 tons in the first three quarters, up 8 percent on a yearly basis.

與此同時(shí)，前三季度中國(guó)國(guó)內(nèi)金飾總需求達(dá)到481噸，同比增長(zhǎng)8%。

 

英文來源：中國(guó)日?qǐng)?bào)

翻譯&編輯：丹妮

【責(zé)任編輯：陳丹妮】

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